Who are "Broker direct"?
Broker direct is a UK based company.
It states on their website “Broker Direct Plc was established in 1997 with a unique proposition: the establishment of a general insurance management operation for brokers, majority-owned by brokers.
ur mission is to delight brokers and their clients with our service whist also delivering excellent results to our insurer partners.
Still, today, over 70% of our shares are owned by brokers and many of our shareholders are the same professional independent firms which place business through us. Their support and commitment has been a key feature in our growth; because of them, and the many hundreds of brokers who support us.
We use our strength and position in the market to secure attractive products, rates and commissions for our brokers, backed by leading edge technology which brings savings in time and costs through efficient online trading.
Broker Direct now employs over 150 staff; we have two locations in Bolton. As we have grown we have also added more companies and services to the Broker Direct Group, so we can support our brokers in many areas of their business.”
What products does Broker direct offer?
Broker direct offers both commercial and personal products. We have listed the broker direct product lines below.
The commercial product line Broker direct offers include:
Broker directs commercial products include both products for commercial vehicle and commercial property.
Their commercial vehicle products they have are modified EDI products such as Vans and Cars.
For the broker direct commercial vehicle line their products include:
“A commercial motor product aimed at drivers aged 21-65 with vehicles up to 3.5T GVW”
“A commercial vehicle policy aimed at mature drivers living in rural locations.”
“A commercial vehicle policy aimed at business users of light commercial vehicles up to 3.5 tonnes.”
Zurich Commercial Vehicle
“A commercial vehicle policy aimed at business users of light commercial vehicles up to 3.5 tonnes”.
Zurich Business Car
“A commercial vehicle policy aimed at small businesses where a fleet policy is not required.”
For the broker direct commercial property policy is for commercial property owner, unoccupied property owners, multi landlords and block of flats.
“ Key Features
The Multi-Property Landlord is designed for risks with:
Portfolios of up to 25 properties
A total aggregate sum insured of £2,000,000
Contents up to £50,000 at any one location
A wide range of tenants acceptable as standard
Commercial Property Owners is designed for risks with:
A total sum insured of up to £10,000,000 any one location
A wide range of acceptable commercial tenants
Blocks of Flats is designed for risks with:
A total sum insured of up to £10,000,000 any one location for purpose built flats (£5,000,000 for conversions)
Unoccupied Property Owners is suitable for the following risks:
Commercial properties including, catering, retail, offices, manufacturing and warehouses
** Residential properties**
Two levels of cover – Limited Perils and Extended Perils
Online quotes and policy issue
Available in Great Britain
Commercial Property Owners
Blocks of Flats
Aro Underwriting Group “
The Personal product line Broker direct offers include:
“ Motor EDI
Broker Direct offers a wide range of motor covers, for all type of drivers young, older and non-business use & higher value vehicles etc.
BDAssistance provides comprehensive cover including roadside, at home recovery & onward travel among other services provided by the RAC
A motor product aimed at drivers aged 21-85, with low to mid grouped vehicles and up to £75k in value
A commercial motor product aimed at drivers aged 21-65 with vehicles up to 3.5T GVW”
A household product aimed home owners aged 25-80 (maximum of 2 joint) with combined cover with or without Personal Possessions and up to 6 bedrooms.
A comprehensive buildings and contents policy with all the benefits of the highly regarded “solutions” product developed and marketed by Zurich Insurance Plc.
Aimed at first time buyers, downsizers, the elderly and customers with smaller homes; provides essential cover without charging for ‘extras’ which may never get used.
A full cycle EDI product offering 3 variants for a comprehensive Buildings, Contents and optional Personal Belongings cover for properties up to 6 bedrooms.
Zurich Residential Lets
A commercial policy aimed at providing cover for landlord’s buildings and any business contents provided by the landlord for use in the insured property. “
The broker direct breakdown product is provided by the RAC. You can find more ifnormation about it here.
“ Key Features
Maximum age at departure: single trip: no age limit; annual multi trip: 85 years; long stay: 65 years
Trip duration: single trip: up to 154 days; annual multi trip: variable from 31, 45, 62 and 92 days; long stay: variable from 6-12 months
Online quote and policy issue via this website.
Please note that due to system restraints when we applied the new net rate with effect 01.03.16 – historical policies placed prior to this date will now show the new net rate against them.
Available in Great Britain and Northern Ireland
Provides a wide range of cover, accommodating in excess of 80% of clients’ needs, including non-standard risks. Single trip, annual multi trip and long stay cover. Optional extra covers available
This scheme is available through SunWorld travel insurance, underwritten by AXA Insurance “
You can view an up to date version of the Broker direct policy documents on their website.